50 Year Anniversary
We are celebrating 50 years of serving
the greater Cincinnati area.
Technology
In order to better serve our clients, Broz Insurance
Agency, Inc. strives to utilize the latest in automation
technology to ensure that our clients get the best service
possible. If you’d like, we can now send change
confirmations and other communications to you via email.
Credit Scoring
Most insurance companies use credit scoring as an underwriting
tool. Protecting your credit rating is one way to keep
your insurance rates as low as possible.
INSURANCE POLICY
REMINDERS
Check with us about these and many other optional
coverages available:
Auto
- Towing Reimbursement Coverage
- Rental Reimbursement
Coverage – Reimburses you
if your car is involved in a covered incident should
you need a replacement vehicle.
- Lease/Loan Gap Endorsement – Coverage
that pays the difference between what you owe to
your bank and
the actual cash value of your vehicle. This coverage
is usually only available on new vehicles at the
time you add them to your auto policy.
Homeowners
- Earthquake – Not automatically included
on a homeowner policy, coverage must be added by
endorsement.
- All
Risk Coverage on Personal Property – This
endorsement upgrades the coverage on your personal
property from “Named Peril” to “All
Risk”,
subject to policy exclusions.
- Backup of Sewers
and Drains – This coverage is
not automatic, it must be added by endorsement
to your policy. If you have a finished basement,
we really
recommend this.
- Flood Insurance – Flood is never
covered on a homeowner policy. This coverage must
be purchased separately.
- Valuable Property Schedules – There
are limits on certain valuable items that you may
own. Scheduling
your jewelry and other valuables will insure your
property for all risk coverage worldwide.
Insure your home to value! Notify us of any improvements
or additions to your home.
Not all insurance companies cover vicious dog
and trampoline risks anymore. If you have a liability exposure
that
you’re not sure of, please call us and we’ll
let you know if your carrier excludes these risks.
Due to today’s insurance climate, many insurance
companies will cancel your homeowner policy if two
or more claims are filed within a three-year period.
If this happens, you might be forced to insure your
home through the State of Ohio. For this reason, we
recommend that you carry higher deductibles. |
